Retirement Solutions & NPS
Build a retirement corpus through the National Pension System (NPS) and retirement-oriented mutual fund schemes.
Retirement Solutions & NPS at a glance
Build a retirement corpus through the National Pension System (NPS) and retirement-oriented mutual fund schemes.
What to know before you start
NPS account opening
We help you open a Tier-I (and optional Tier-II) NPS account, choose a pension fund manager, and set your equity-debt-government-securities allocation.
Tax benefits under 80CCD
NPS contributions are eligible for deductions under Section 80C and the additional ₹50,000 under Section 80CCD(1B), subject to prevailing tax rules.
Retirement-oriented mutual funds
Alongside NPS, retirement-themed and long-duration equity or hybrid schemes can complement your post-work income plan.
Illustrative corpus estimates
Use our Retirement Corpus Calculator to get a rough sense of how much a monthly contribution today could become by your target retirement age.
Common questions
Tier-I is the primary retirement account with withdrawal restrictions and tax benefits. Tier-II is a voluntary savings account with no lock-in but no separate tax benefit under Section 80C.
Yes, NPS allows you to switch your pension fund manager and asset allocation a limited number of times each financial year.
At maturity, up to 60% can typically be withdrawn tax-free (subject to prevailing rules) and the remaining 40% must be used to purchase an annuity, which is taxed as income when received.
Other services you may need
Mutual Funds & SIP
Start or grow a Systematic Investment Plan across equity, debt and hybrid schemes from 12+ AMCs.
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Specialized Investment Fund
Access newer SEBI-recognised SIF strategies positioned between mutual funds and PMS for eligible investors.
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Child Education Solutions
Direct disciplined, long-horizon investments toward your child's school and higher-education milestones.
ExploreHave questions about Retirement Solutions & NPS?
Write in, call, or WhatsApp us — we'll walk you through the specifics before you commit to anything.